The card that values a hard day's work just as much as you do.

5% BACK

in Homegrown Rewards®*

OR

TAKE ADVANTAGE OF

SPECIAL FINANCING

on qualifying in-store purchases

 

Get started today! Here's how:

 
1
Open a Family Farm & Home Credit Card Account
2
Enroll in Homegrown Rewards®
3
Start Enjoying your Benefits!
 

 

Account Login

See If You Prequalify Now

Apply Online Today

 

☟ Review & Compare ☟
Homegrown
Rewards®
Member Only Discounts
Pre-Sale Notices
5% Back in Rewards*  
Cardholder Exclusive Offers  
Special Financing on
Qualifying In-Store Purchases
 

 

Get started today! Here's how:

1
Open a Family Farm & Home Credit Card Account
2
Enroll in Homegrown Rewards®
3
Start Enjoying your Benefits!

 

Account Login

See If You Prequalify Now

Apply Online Today

 

 

*Subject to credit approval. To earn rewards, Family Farm & Home Credit Cardholders must be enrolled in Homegrown Rewards®. Enrolled Family Farm & Home Credit Cardholders earn 25 Homegrown Rewards points per dollar spent in store. Receive a $5 rewards certificate for every 2,500 points earned; this is a $5 rewards certificate for every $100 spent in store (i.e. 5% Back). Rewards are not earned on Special Financing purchases. Family Farm & Home reserves the right to change or cancel the terms and conditions of the Homegrown Rewards® program and any associated offer(s) at any time without prior notification. See Homegrown Rewards Terms & Conditions or details at https://rewards.familyfarmandhome.com/Homegrown/terms.do .

 

Special Financing Offers Available for Family Farm & Home Credit Cardholders

No Interest if paid in full within 12 Months
On in-store purchases made every day of $399-$998.99 with your Family Farm & Home credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 months. Minimum monthly payments required.

Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. Excludes gift cards. A Promo Fee does not apply to this offer. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For new accounts as of 07/16/2024: Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

 

0% Interest with equal monthly payments for 24 months
On in-store purchases of $999-1598.99 made with your Family Farm & Home credit card. Promo fee of 2% of amount financed will be included in required monthly payments.

Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. Excludes gift cards. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee), and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. For new accounts as of 07/16/2024: Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

 

0% interest with equal monthly payments for 36 months
On in-store purchases of $1599+ made with your Family Farm & Home credit card. Promo fee of 2% of amount financed will be included in required monthly payments.

Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. Excludes gift cards. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee), and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. For new accounts as of 07/16/2024: Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

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